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Lower Your Monthly Payments With A Debt Consolidation Mortgage.


  • Pay off high interest rate credit cards and loans.
  • Trade in your high payments for one easy, low monthly payment.
  • Lower your monthly payments every month even if your credit is less-than-perfect!

This may be your golden opportunity to lower your monthly payments. Our friendly debt consolidation experts are waiting to help you. Start saving money today!

Apply online today!

Take a look at just how much you could save!


Want to see how much you can save?

Use our Debt Consolidation Calculator or simply Apply Now!


Bills Balance Payment
Auto loan $15,210 $375
Visa $9,834 $275
Mastercard $5,450 $140
American Express $8,231 $287
Department Store Card $5,312 $210
Personal Loan $3,323 $136

Current Total: $47,360 $1,423 (mo. payment)

New Loan: $50,000 $464* (mo. payment)

Monthly Savings!

$960 per month



*Monthly payments based on a 15 year fixed loan with a 7.5% fixed rate, APR of 7.747%. This is an example only. Actual monthly payments, closing costs and APRs may vary.

 

Is credit card debt keeping you up at night?

Debt Consolidation maybe the Answer.

Debt Consolidation Can Save You Money.

Each & Every Month.

Debt Consolidation Will Give You One Monthly Payment.

Debt Consolidation. Lower your monthly payments with Debt Consolidation. Get some sleep tonight.

Consolidate Your Debt. Save Money Monthly

Credit card bills keeping you up at night? Are you maxed out on your credit Cards? Bill Collectors Calling? Are you making only the minimum payments due?

If you answered yes to any of these questions you need debt consolidation. Debt consolidation combines all of your monthly debts into one easy payment. You'll save money each month.

With our debt consolidation mortgage we will refinance your current mortgage adding in your credit card debt. With this debt consolidation refinance the borrower will usually save anywhere from $300-$1,500 per month depending upon how much credit card debt you have.

Keep in mind the savings that we are quoting are savings based on the minimum payments due on your credit cards. Everyone knows that if you just make the minimum payment on your credit cards it will take you about 27 years to pay them off. And that is if you DON"T charge anything else on them. So your savings with this type of refinance are even greater.

Put the equity in your home to work for you. Get these credit card bills paid off in full. If pay off your credit cards your credit score will go up too. The secret to a debt consolidation refinance working is to make sure that once you pay off your high interest credit cards you quit charging them up. If you go right back to your old spending habits you will be right back in trouble again.

How much do you need to owe in credit card debt to make a debt consolidation mortgage refinance worth doing? It depends on how much the individual credit card payments are and needs to be looked at on an case by case basis. As a general rule I would say that you should have at least $15,000 to $20,000 or more. If you have an interest rate on your mortgage that is equal to or higher than current interest rates then it will probably make sense too. Call a mortgage broker to discuss your situation and to see if it makes sense for you.

Debt consolidation could be the answer to your prayers.

Sandra Sheely is President of First Financial Mortgage, Inc. in Sunrise, FL. She has been in the Real Estate Industry for 12 years with experience in the mortgage industry and title industry. She has a couple of Mortgage websites. http://www.ffinancialmortgage.com and http://www.lowestraterefi.com She writes a mortgage blog her mortgage websites. She has a credit repair website at http://firstfinancial.fixcreditbiz.com/